Rates

We Cover All Your Commercial Lending Needs

Stop wasting valuable time submitting loan apps and damaging your FICO score with numerous credit pulls. Let us find the best loan terms with one loan app.

American Mortgage Management Sources the Right Lender for Your Deal


Acquisitions

Take a minute to send us a quick app and get vetted loan offers in a couple days.

Rehab/Value Add

Get the capital you need for light or heavy rehab & value add projects on your property.

New Construction

We have numerous capital providers ready to lend on your ground up construction and development projects.

Refinance

Need cash out or just rate/term refi, our lender network will ensure best terms, guaranteed!

American Mortgage Management has a network of lending partners for residential investment & commercial real estate, equipment & business loans


Residential

Multi-family

Retail

Hospitality

Industrial

Equipment

Our Lending Network Is Expansive!


Banks & Credit Unions

Banks may not always be the most aggressive on terms, but they deliver can deliver for cash flowing properties & construction loans to very strong borrowers.

Loan Amount:

$500,000 to $5 Million+

Typical Term:

5, 7, or 10 years

Interest Rates:

3.05% - 5.30%

Non-Recourse:

Available

Credit Unions definitely deliver on both rates and aggressive terms, especially if its local to their backyard.

Loan Amount:

$250,000 to $5 Million+

Typical Term:

5, 7, or 10 years

Interest Rates:

3.05% - 5.30%

Non-Recourse:

No

Fannie MAe, Freddie mac, & FHA/HUD Multifamily Loans

Fannie Mae is a government-sponsored entity that supplies Multifamily loans through its various lending programs. One of the most popular is their Small Loans program for loans up to $5 Million.

Loan Amount:

$750,000 to $100 Million+

Typical Term:

5 - 30 years

Interest Rates:

3.02% - 4.02%

Non-Recourse:

Yes

Freddie Mac is a government-sponsored entity that supplies Multiamily loans through multiple lending programs, including their Small Balance program for 5-50 unit communities up to $7.5 Million.

Loan Amount:

$1 Million to $100 Million+

Typical Term:

5 - 10 years Fixed, 

up to 20 years Floating

Interest Rates:

3.64% - 4.35%

Non-Recourse:

Yes

HUD's multifamily loan programs have historically been difficult to obtain due to heavy paperwork, approvals, and long time-to-funding, but they represent an extremely stable long-term option.

Loan Amount:

$500,000 to $5 Million+

Typical Term:

30 - 35 years

Interest Rates:

2.15% - 2.85%

Non-Recourse:

Yes

CMBS

CMBS lending is typically a fit for loans $3 Million or greater, on stabilized office, industrial, retail, hospitality, or multi-family assets.

Loan Amount:

$1 Million to $100 Million+

Typical Term:

5 - 10 years

Interest Rates:

2.78% - 4.86%

Non-Recourse:

Yes

Private/Hard Money Lenders

Private or hard money lenders that have a fund to hold loans on their balance sheet, will typically be the most flexible and easy to work with, while other private lenders that sell loans to a secondary market of hedge funds will likely be forced to follow strict underwriting rules, with little room for exceptions.

Loan Amount:

$1 Million to $100 Million+

Typical Term:

1 - 3 years

Interest Rates:

3.36% - 9.92%

Non-Recourse:

Available

Life Insurance CRE Loans

Life Insurance Co loans are coveted for their long-term, low fixed rates. These lenders prioritize very stable property loans from extremely experienced, reliable borrowers.

Loan Amount:

$2 Million to $100 Million+

Typical Term:

5 - 15 years

Interest Rates:

2.50% - 4.25%

Non-Recourse:

Yes

SBA Real Estate Loans

SBA lenders are typically a bank, but can be a nonbank as well. They all have different sweet spots regarding business types and loan sizes. Overall the rates are & costs for SBA loans are one of the lowest you can get, it may take 1-2 months to close.

Loan Amount:

$250,000 - $14 Million

Typical Term:

5 - 25 years

Interest Rates:

3.08% - 5.34%

Non-Recourse:

No

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